Buy great looking belts in the men’s department.  They are often of better quality and have more interesting textures while being less expensive than belts in the women’s department.  Many belt departments will cut the size down for you for no charge.  Or take it to your favorite shoe repair person.  (I have an amazing guy in Fullerton). You want the belt to fit you comfortably with the notch resting in the third hole of a five hole belt.

This was taken from Brenda Kinsel’s book 40 Over 40.